Meet me at Dominion Lending centres


Brad Adams | Mortgage Broker
Tel: 250-868-2209 Cell: 250-826-5679

Dominion Lending Centres White House Mortgages

Friday, May 20, 2011

WIN 3 MONTHS MORTGAGE PAYMENTS!!!

We have a great promotion starting today. If you are buying real-estate or refinancing your home you can enter.


Apply for a mortgage with any of the White House Mortgages (Kelowna) mortgage brokers between May 20, 2011 and September 20, 2011 and have the mortgage funded through White House Mortgages by October 7, 2011 and you will be entered for a chance to win 3 months FREE mortgage payments. Contest draw date is October 15, 2011.



Contest Rules:

Contest: “Dominion Lending Centres White House Mortgages Win Your Mortgage
Payments” CONTEST RULES
1. MANDATORY RULES
Subject to applicable laws, these rules govern all aspects of the “Dominion Lending Centres
White House Mortgages Win Your Mortgage Payments” contest and bind all contestants.
2. CONTEST DURATION
The “Dominion Lending Centres White House Mortgages Win Your Mortgage Payments” contest
opens to applications taken between Friday May 20, 2011 at 9AM Pacific Standard Time (PST)
and Tuesday September 20, 2011 at 5PM (PST) and fund prior to Friday October 7, 2011 5PM
(PST). Eligibility for and participation in the contest depend on the aforementioned dates.
3. ELIGIBILITY
The Dominion Lending Centres White House Mortgages Win Your Mortgage Payments Contest
(“Contest”) is open only to legal residents of Canada (excluding residents of the province of
Quebec) who have reached the age of majority in their province or territory of residence AND
apply with a Dominion Lending Centres White House Mortgages broker from the Kelowna office.
Eligible brokers to take the application at the time of writing of the Contest Rules: Brad Adams,
Dave Brandy, Pam Crockett, Philippe Daigle, Meggan Gibson, Amie Guillemette, David Iverson,
Kathleen Lemieux, Dave Lytton, and Graeme Merrick. Proof of residency and age may be
required. Employees, officers, directors and representatives of Dominion Lending Centres White
House Mortgages and immediate family members and household members of each of the above
are ineligible to enter or win a prize.
4. HOW TO PARTICIPATE
Entry for a chance to win one (1) prize equal to three (3) months of mortgage payments up to a
maximum of $1,000 per month for three (3) months is done by completing a mortgage application
between Friday May 20, 2011 at 9AM Pacific Standard Time (PST) and Tuesday September 20,
2011 at 5PM (PST) and having the mortgage fund through Dominion Lending Centres White
House Mortgages prior to Friday October 7, 2011 5PM (PST).
5. PRIZE
One (1) prize will be awarded for this contest. The amount of the prize will be equal to three (3)
months of mortgage payments to a maximum of $1,000 per month for the months of November
2011, December 2011, and January 2012. The confirmed winner will have his/her prize paid to
the mortgage lending institution in his/her name. The confirmed winner, if applicable, will be held
responsible for any tax consequence resulting from accepting this prize.
6. PRIZE DRAW
The random draw will take place on October 15, 2011 at 5PM for all eligible contest entrants –
that is, all those who entered in accordance with the conditions specified in sections 3 and 4 of
the contest rules – at Dominion Lending Centres White House Mortgages Kelowna office located
at 107-1980 Cooper Road, Kelowna, BC.
7. AWARDING OF THE PRIZE
7.1 For a contestant to be declared a “confirmed winner,” he/she must:
1. Meet all the conditions stated in sections 2, 3 and 4 of the contest rules.
2. Be reached by phone or email by Dominion Lending Centres White House
Mortgages contest organizers within ten (10) business days of the draw date
mentioned in section 6 of these rules.
3. Have correctly answered a mathematical skill-testing question.
7.2 Disqualification. If a contestant departs from one of the conditions stated above, he or
she will be disqualified and will not receive any prize. In this case, Dominion Lending
Centres White House Mortgages reserves the right, at its sole and complete discretion, to
select at random another contestant as the potential winner, or to cancel the prize.
7.3 Claiming a prize. Dominion Lending Centres White House Mortgages will contact the
winning contestant by phone or email to inform him or her of the procedures to claim the
prize. The confirmed winner must accept the prize as outlined in section 5. The prize must
be claimed at Dominion Lending Centres White House Mortgages Kelowna office located
at 107-1980 Cooper Road, Kelowna, BC.
8. ACCEPTANCE OF THE PRIZE
The prize must be accepted as described in the contest rules and cannot be exchanged,
transferred, sold or traded to another person in full or in part. The prize amount will be paid to the
mortgage lending institution in his/her name, as per the conditions stated in section 5 of the
contest rules.
9. MISCELLANEOUS
The contest organizers and Dominion Lending Centres White House Mortgages accept no
responsibility for losses or damages resulting from the awarding of the prize in this contest.
Contest rules are available at Dominion Lending Centres White House Mortgages Kelowna office
located at 107-1980 Cooper Road, Kelowna, BC and at www.whitehousemortgages.com.
10. PUBLICITY
If need be, the confirmed winner, by participating in the contest, authorizes Dominion Lending
Centres White House Mortgages and its subsidiaries, contest organizers and their agents to use
his or her name and/or photograph, for publicity purposes and without compensation.
11. ACKNOWLEDGEMENT
By signing below I acknowledge I have received a copy of the Dominion Lending Centres White
House Mortgages Win Your Mortgage Payments CONTEST RULES and I have read and will
abide by the rules for this contest.


Tuesday, May 10, 2011

What will you do with your Tax Return?

Give Your Tax Refund to Your Lender?

Tax-RefundWhile we’re on the theme of prepayments, here’s another prepayment idea.
This year’s average Canadian tax refund is $1,506 according to Canada Revenue Agency (Source: FP).
That’s enough for a shiny new TV, laptop, trip to Vegas or…a mortgage pre-payment.
If you have no higher-returning uses for the money, why not plop that hard-earned refund down on your mortgage? A $1,500 lump sum pre-payment is a risk-free investment that will save over $2,300 in interest over the life of your mortgage.*
The best part is, unlike earned interest (from a GIC or traditional investment), you don’t pay tax on mortgage interest you save.
If you have any mortgage questions or need some advice feel free to call me at any time 250.826.5679 of adams.mortgage@shaw.ca


* Example based on a 25-year amortization and 3.99% interest rate.